PayNet AbsolutePD® White Paper

This white paper outlines some key innovations of the PayNet AbsolutePD® Model. The Model provides statistical estimates of probabilities of default, over various forecast horizons, of private firms, based on their payment histories and various macroeconomic variables. It is well suited to applications in which there are no timely borrower-level financial statement histories available.

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Thomson Reuters/PayNet Small Business Lending Index White Paper

This paper will briefly describe the methodology behind the Small Business Lending Index (SBLI), a cobranded Thomson Reuters/PayNet product, and examines its ability to signal the future direction of the U.S. Leading Economic Indicators Index (LEI). The index measures the volume of new loans made to Small Businesses, indexed so that January 2005 equals 100. Small Businesses generally respond to changes in economic conditions more rapidly than do larger businesses, so this statistic tends to be a leading indicator of the economy.

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