Small business risk assessment can be difficult given the lack of commercial information available for this sector and the lack of general standards for assessing applications. Credit professionals seek a cost-effective method to assess credit risk for small business borrowers with consistency and objectivity. In order to remain competitive and maintain high levels of customer satisfaction, speed of credit decisioning becomes key.

Credit scores can provide lenders a cost effective means to offer streamlined processing with the confidence that risk has been accurately determined. Underwriters gain additional assurance that they’ve made the proper lending decision.

PayNet offers solutions for all small business scoring strategies by providing a suite of empirically derived and statistically sound scoring models as well as custom score variables allowing modelers access to predictive data and state-of-the art scoring science.

Predictive Models & Credit Score Products & Services:

PayNet AbolutePD®

PayNet MasterScore®

PayNet MasterScore® Plus

PayNet Construction Score

PayNet Transportation Score

Scoring Services