Database Statistics and Small Business Lending

Term debt data on small businesses is critical to commercial lending decisions.

PayNet provides an unmatched breadth and depth of term debt information to help you make consistently better informed decisions. Here are some statistics regarding PayNet:

Key Business Metrics:

  • According to Federal Reserve estimates, bank installment loans exceed $1.2 trillion (as of June 2010).
  • Total business loans and leases owned and securitized by Finance companies exceed $475 billion (as of April 2010).
  • Eight of the top 10 U.S. equipment finance companies are now active PayNet members.

Key Database Metrics (as of August 2010):

  • Database contains more than 17.6 million term debt contracts.
  • Average number of months of history per lender is 85.
  • Database contains more than $776 billion in financial obligations.
  • Average transaction size per contract is $44,100.
  • Average term per contract is 3.6 years.
  • Average monthly payment per contract is $1,026.

For a sample of our membership, please contact Membership@paynetonline.com or call (866)825-3400.