Value of Term
Debt Data
Reference Cases
Articles
Credit Scoring
Reference Cases
PayNet tracks the financial benefit we bring to our clients. We measure financial benefit in a number of different ways:
  • Increased approval rates while maintaining or improving credit quality
  • Reduced or controlled credit losses at account origination
  • Decreased turnaround time on applications through quick access to relevant information
  • Better-streamlined originations process to create operational cost savings
  • Improved performance as a result of comparing origination and operational performance with that of peer lenders.
  • Better risk-rating capabilities as a result of forecasting defaults and losses.
We include here several reference cases, that is, summary examples of benefits we have brought to clients. Please take a moment to review a few, as they offer a unique perspective on how our service may benefit your business.

Increased Approvals and Reduced Credit Losses:
Commercial Card Issuer

Increased Approval Rates and Reduced Credit Losses:
Transportation Equipment Lender

Increased Credit Approval Rate:
Small Business Bank

Increased Approval Rates and Reduced Credit Losses:
Bank Leasing Subsidiary

Reduced Turnaround Time and Increased Productivity:
Major Finance Company

Default Forecast Report:
Bank Finance Subsidiary

Custom Portfolio Benchmark Report:
Independent Finance Lender

Custom Portfolio Benchmark Report:
Major Captive Finance Lender

Custom Portfolio Benchmark Report:
Small-Ticket Finance Lender