PayNet Direct allows your application processing systems to retrieve reports electronically over the Internet.

How PayNet Direct works:

Your software issues requests to PayNet Direct using standard HTTP, SSL and TCP/IP protocols. You can use either HTTP POST or HTTP GET requests, but you must use SSL. That is, you must send requests to https://secure.paynetonline.com, not http://secure.paynetonline.com. PayNet Direct responds to your requests by sending you a Credit History Report document structured using XML. Your software then parses the XML documents for the information you want. Alternatively, you can request the Credit History Report in HTML or PDF format. Requesting the report in HTML or PDF format allows you to build interactive applications that seamlessly include PayNet data.

PayNet Direct Accepts Three Types of Requests:

• Search for Company: you send search criteria in an HTTP request. PayNet responds with a list of companies matching your search criteria in XML format, including a search match score.
• Get Payment History Report: you request a report by sending a paynet_id and select the report options you want. PayNet responds with the report data in XML format. If a computer is going to be analyzing PayNet’s data, XML is the best format as opposed to PDF or HTML. If your system is unable to understand XML please contact PayNet to learn about other options.
• CoBrand Get Payment History Report: same as option 2 above, but PayNet responds with the report formatted as either HTML or PDF. If a person is going to be viewing PayNet’s data, HTML or PDF is the best format as opposed to XML.

PayNet has prepared a Programmer's Guide and sample programs to help you get started. To obtain the Programmer's Guide and sample programs, please contact PayNet Support at support@paynetonline.com or by phone at 866-825-3400.