PayNet, Inc. is the premier provider of risk management tools and market insight to the commercial credit industry, collecting real-time loan information from more than 200 leading U.S. lenders and turning it into actionable intelligence.
The company's proprietary database, updated weekly, is the richest and largest collection of commercial loans and leases, encompassing more than 17 million current and historic contracts worth over $740 billion.
Using state-of-the-art analytics, PayNet converts raw data into real-time market intelligence and predictive information that subscribing lenders use to manage risk, lower operating costs, originate more loans and improve their business strategy.
PayNet's small business capabilities range from historic credit-reporting and automated credit-scoring to detailed strategic business reviews that include portfolio risk measurement, default forecasting, peer benchmarking and critical industry trend analysis.


