Term debt data on small businesses is critical to commercial lending decisions.

PayNet provides an unmatched breadth and depth of term debt information to help you make consistently better informed decisions. Here are some statistics regarding PayNet:

Key Business Metrics:

According to Federal Reserve estimates, bank installment loans exceed $1.2 trillion (as of 2001). Finance company installment loans exceed $500 billion. Eight of the top 10 U.S. financial institutions are now active PayNet members.

Key Database Metrics (as of August 2008):

Database contains more than 13 million term debt contracts. Average number of months of history per lender is 88. Database contains more than $600 billion in financial obligations. Average transaction size per contract is $43,500. Average term per contract is 3.6 years. Average monthly payment per contract is $2,067.

For a sample of our membership, please contact Membership@paynetonline.com or call (866)825-3400.