A major challenge for commercial lenders is making better and faster credit decisions that can positively impact their bottom-line profitability. Lenders either impose overly protective cut-off and approval thresholds or create time consuming manual review processes and rules. The key to conquering this challenge is implementing a predictive automated scoring model.

Product Sheet

Details

Targeted Decisioning Tool for Class 8 and Medium Duty Truck and Trailer Lending

PayNet Transportation Score incorporates proprietary data from the largest database of pure transportation loans and leases in the U.S. It is the ultimate decisioning tool for Class 8 and Medium Duty truck and trailer lending. PayNet Transportation Score uniquely models 15 crucial drivers that most impact payback performance into one highly predictive decisioning score.

Uniquely Models 15 Crucial Drivers that Most Impact Payback Performance into One Highly-Predictive Decisioning Score

Key Benefits

Key Benefits with PayNet Transportation Score Include:

PayNet Transportation Score is built from comparable term debt data yielding superior predictive power and significantly outperforms scores not exclusively focused on the transportation industry.

The PayNet Model Signicantly Outperforms Scores Not Exclusively Focused on the Transportation Industry

Solutions

PayNet Transportation Score Solutions

The Challenge

Our Solution
  • Making credit-decisioning performance better and faster
  • State-of-the-art synthesis of information, analytics and lending expertise
  • Expediting credit-decisioning and improving closing rates for transportation lenders
  • Fuse industry expertise in transportation with empirical evidence
  • Reducing operating costs
  • Control personnel costs of specialized credit analysts
  • Managing losses through the cycle
  • Eliminate surprise credit losses