PayNet's Office Industry Dashboard offers a reliable and economical benchmarking of a lender's loan/lease Office/Technology portfolio against an industry standard comprised of major lenders in the Office Equipment industry.

A Fundamental Benchmarking of Portfolio Originations and Performance

Benchmarking results are provided in four critical performance categories:

  • Overall Delinquency and Default Trends
  • Static Pool Vintage Delinquency & Cumulative Default Rates
  • Originations by Borrower Credit Quality
  • Delinquency and Default Trends by Credit Quality Tier

The lender's portfolio can be directly compared against an average industry standard, utilizing:

  • "Apples to apples" comparison versus industry peers
  • Time series comparisons, as well as current period comparisons, made on a "same store basis" so that data over time is derived from the same set of lenders for the most actionable results
  • Robust industry development utilizing major lenders with significant lease/loan portfolios in office equipment
  • Borrower data is pinpointed from PayNet's extensive proprietary database of Office equipment "comparable credit"

The Office Industry Dashboard is available quarterly on a subscription basis.

The Office Industry Dashboard delivers actionable comparisons of a lender's portfolio performance versus an objective standard to optimize portfolio performance.

  • Target portfolio strengths
  • Identify weaknesses to improve future performance
  • Track performance vs. industry trends
  • Provide objective performance metrics for management evaluation and decision-making
  • Industry inclusive of Copier/Office Imaging, Computer/IT, Telecommunications, and other office (such as furniture) equipment

The Challenge

Our Solution

  • Defining and attaining growth objectives
  • Quantify market share overall and by credit quality tier and year of origination
  • Identifying impact of various factors on profit and performance
  • Analyze overall delinquency and default rate trends and static pool "vintage" delinquency trends
  • Providing specific operating benchmarks against performance categories
  • Measure collections effectiveness versus portfolio credit quality