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PayNet provides predictive credit and risk management tools to improve the process of originating loans to small businesses.
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PayNet serves the commercial finance, commercial banking, and commercial credit card industries with predictive credit and risk management tools for small business lending.
PayNet provides credit quality ratings on over $500 billion in commercial loans, leases and other financial obligations (term of one year or more) for millions of privately held small and medium sized businesses.
Our data and our risk management tools have the power to improve your profits by reducing operating expenses, increasing approval rates, controlling delinquencies, and substantially reducing both actual write-offs and higher reserving requirements that follow in the wake of escalating small business charge-offs.
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